Payment Processing

Payment Processing

Whether your grocery business is small or large, Heartland can provide the most flexible and secure payment processing system for grocery store owners. While you’re busy managing inventory, supervising employees and taking care of customers, let us be your payment processing partner so you can focus on what matters most.


It’s hard to focus on growth if you’re busy overseeing inventory and processing payroll, all while managing customer expectations. Let Heartland do the heavy lifting for your grocery store. Our full-service payroll and HR services will offer secure, reliable solutions you can trust.

Gift Card

Gift cards get customers in the door and encourage them to come back. We can help you increase your bottom line and gain more loyal customers with our merchant gift card program for grocery store owners. From customization to reloading capabilities and more, Heartland has the solutions you need.

Loyalty Program

Loyalty marketing programs keep your store growing. You’ll be able to turn good customers into loyal customers by giving them an incentive to remain dedicated through rewards-based marketing. In addition, loyalty programs increase customer frequency.


Efficiency and simplicity in point-of-sale systems is vital to your success. That’s why we offer a full suite of POS software and hardware that allows you to better manage your grocery store.


At Heartland, we want to provide you with every opportunity you need to succeed. That’s why we offer loan assistance for grocery stores. We’ve partnered with multiple sources so you can get the funding you need at the terms you want, all while working with a company you know and trust.


Heartland’s InfoCentral—your one-stop shop for all your reporting needs—provides you with great features to help you manage your grocery store.View performance, review sales and transactions, monitor batches and deposits, receive real-time notifications and much more—at no additional fee when you process with Heartland.

24/7 Customer Service

Heartland provides award-winning customer service, with a knowledgeable, responsive team. Based in the U.S., we are available 24 hours a day, seven days a week.

Ready to get started?

With more than 300,000 Heartland customers across the U.S., there is a sales professional in your area.
Or, call 1.888.963.3600 to speak to a member of our Customer Service team.